One of the most common questions I get is if I should take my own car insurance. I often hear the argument that if I don’t have insurance I should just leave my car in the garage. This is what I’m here to explain to you. The basic idea behind having insurance is that you are taking on insurance for yourself and your family when you are a passenger in a vehicle.
This is one of the most common arguments against having insurance. You shouldnt be getting insurance for yourself when you are only riding in your own car. It’s not really a good idea. First of all, it’s not like your car is something that you are paying for, is it? Insurance premiums are paid by the state and you are not even a paying passenger in your car.
Your car is something that you are only paying for because you are a paying passenger in a car. You are paying for insurance, not you are paying for insurance. Even if you were to own a car that only you are insured for, you would be getting the same level of insurance as having insurance for yourself.
So what is it about a car that makes it so much more valuable than your personal belongings? Why is it that the insurance companies believe that owning a car is a “good thing”? It is because we all are paying for the same thing, insurance. If you pay for your car, you are paying for insurance on that car. The car is not going to break down and you are not going to get in an accident.
The same goes for insurance. As long as you have coverage, you’re going to get sued. We’ve all seen this play out in real life. If you get hit by a car, the insurance companies will try to get you to pay for it. They’ll also make sure that you are covered as well.
We need to take some responsibility for our own car. I buy a car, i put money into it. I take responsibility for it, i insure it. I pay taxes on it, i make sure it is insured. I dont want someone to say, “Well, a car is a product, it is not our fault if it breaks down.” The car is an investment, you should pay for it.
Well, this is the exact opposite of that. The insurance companies have a very exacting standard of liability and they are very careful to avoid paying out what they think they should. It seems that these companies have a very different way of taking responsibility than us, and we tend to take the easy way out. In this case, we are simply paying for the product. We are not taking responsibility. We are taking something for free.
When something breaks down, who is to blame? The insurance company’s fault? The car company’s fault? The car dealer’s fault? The mechanic’s fault? We say we are, but then we are really just saying we are. If we were truly responsible for the car, the insurance company would not have to pay, but if we are taking out liability for the car it is the mechanic’s fault, etc. etc.
Insurance companies are not at fault if a car breaks down. That responsibility falls on the mechanics. What the insurance companies are doing is taking responsibility for the car, a claim which is technically true but a bit misleading. The liability for the car is actually with the car manufacturer. In this case, if the mechanics are not responsible for the car going to ruin, then the car dealer is, but it is the car manufacturer that is responsible.
The mechanics are responsible for the car. To claim otherwise is to claim that the liability for the car is with the car manufacturer. To claim otherwise is to claim that the car manufacturer is responsible for the car going to ruin. To claim otherwise is to claim that the liability for the car is with the car dealer.